We can have four situations for people claiming HRA & Home Loan tax benefit.
1)Rented house in place of employment and own house in different city
2)Own flat in city of employment and stay on rented house in same city
3)Own flat in city of employment and stay with parents/siblings in the same city and pay them rent
4)Rented house in different city and own house at place of employment.
పైన తెలిపిన సందర్భాలలో హోమ్ లోన్ మరియు హౌస్ రెంట్ రెండు క్లెయిమ్ చేసుకోవచ్చు